Calculator
Future Pay & Allowances Estimator
Start from official 2026 Base Pay, BAH, and BAS, then test separate hypothetical adjustments for the upcoming year.
1. Current official 2026 baseline
- Official 2026 Base PayLoading…
- Official 2026 BAHSelect inputs
- Official 2026 BASLoading…
2. Hypothetical adjustments
Each adjustment is independent. Range 0% to +15% in 0.1% steps.
3. Official vs. hypothetical projection
Projected amounts are assumptions for one upcoming year — not enacted or officially announced rates.
Monthly Base Pay
- Official 2026
- Unavailable
- Hypothetical
- Unavailable
- Change
- —
Monthly BAH
- Official 2026
- Unavailable
- Hypothetical
- Unavailable
- Change
- —
Monthly BAS
- Official 2026
- Unavailable
- Hypothetical
- Unavailable
- Change
- —
Monthly combined compensation
- Official 2026
- Unavailable
- Hypothetical
- Unavailable
- Change
- —
Annualized combined compensation
- Official 2026
- Unavailable
- Hypothetical
- Unavailable
- Change
- —
Combined totals appear only when all three official rates are available.
How these rates change
- Base Pay adjustments follow federal statutory and legislative processes, typically set through the annual defense authorization process.
- BAH varies by duty location, pay grade, and dependency status, and is based on local housing cost information. BAH rate protection generally prevents annual decreases for members whose eligibility remains unchanged. A PCS, reduction in pay grade, or change in dependency status may affect that protection.
- BAS follows its own separate statutory adjustment mechanism.
- This estimator models hypothetical unchanged or increased compensation (0.0% to +15.0%), not every possible future rate outcome. Each adjustment is independent.
- Actual future rates may differ from these projections.
Educational use only. This estimator is not an official quote, pay statement, or prediction of future rates. Verify official rates with DFAS and DTMO.
- Built using official 2026 military compensation tables
- Military-focused financial modeling
- Educational estimates — not financial advice
Sources: DFAS / DoD BAH tables · Last updated May 2026